Our insurance is a high deductible HSA, with 100% coverage after the deductible is reached. We chose a plan that met our needs and, although expensive, gave us peace of mind and a good safety net. Obamacare forced our insurance provider to include a host of services and coverage we do not want, need, and […]
I wanted to pass on this information on to a news source in hopes that you can do something with it. My name is Jonathan Gerster and my wife and I live in Eagan, MN. I recently bought health care insurance this past October from Health Partners hoping that my wife and I could find […]
Policy done 1/1/2014 After having one for 30 years
My premium increase is devastating to my budget and I am, for the first time in my life, worried about my health care. I was just getting by and thanks to The “Affordable” Care Act (Obamacare) I am no longer able to make ends meet. Is this what Obama means by redistributive policies? It is […]
Got some bad news today. We received correspondence from our company’s health insurance broker explaining what we are facing with the ACA after January 1, 2014. This will be a hard pill to swallow: “…your current risk factor rating with [Insurance Company] is .80, on a scale of .75 to 1.25. When January 1st rolls […]
I have a non malignant tumor in my brain cage, on the pituatary. My primary physician referred me to an accomplished and skilled MD specializing in endocrinology, who has helped me to shrink the tumor with meds and some alterations in the contents of my diet. I have visited him twice annually for the last […]
Just got my 2014 healthcare package details this week. It includes a 73% increase in premium contribution, $600 deductible increase, and $2,000 increase in out of pocket maximum. My current plan option was discontinued so I could not “keep my plan” even though I was completely satisfied with it. Now I am hoping my current […]
I was laid off from a government contractor in 2011 and have had to purchase my own health insurance since then. I am currently not working. Not only did the cost for my current insurance carriers sky rocket, I was hit with the increase 4 months early; starting in January, rather than April. I cannot […]
Received notice that my medicare advantage plan is discontinued. New plan is 400% higher premium and my prescription drugs no longer covered – one of which is near $400/month. I am on Social Security. The lesson premium plan doesn’t cover drugs. The drug plans don’t cover my prescription drugs. I am basically without insurance now […]
I am unable to keep my current plan. I am forced to purchase Maternity and newborn care. I am 63 and obviously I do not need that service. I am also mandated to purchase mental and chemical health services. I do not have need for these services either. I am mandated to purchase dental coverage […]
The company that I am a insurance agent representing- sent us a letter saying that due to the changes in the healthcare law- in 2014- that they no longer are offering the group plan that we have had since I started there over 25 years ago. We now all need to find our own individual […]
I was laid off in 2010 from a good paying job with benifits, found a parttime job with some benefits including some coverage of insurance for myself and my husband who is self-employed. We were making it work. Now the status of what a parttime and fulltime employee has been changed with the company that […]
I am retired but not of age for medicare. Employer droped retirement healthcare. I am type 2 diabetic, policy on exchange with prescription drugs equal to one I lost premiums went from 9600 to 14600, with deductible from 1500 to 6000, copay from 15 to 120. WHAT IS SO AFFORDABLE ABOUT THIS!!!!!!!!!
I am a 29 year old male with no children and I am used to about a 9% increase each year. No preexisting conditions or major medical problems. I only use it once every couple of years for a standard check-up and the premium went up 20% this time. Still not a huge jump like […]
In 2013 when my spouse’s employer was going to enroll in a new two-year health coverage plan, he was informed that OBAMACARE charges private employers a 30% penalty tax if they offer health coverage such as Medica or Healthpartners, etc. We were so happy before with this coverage…but with this new tax, his employer could […]
The owners sold the building I worked in and eliminated my job the next day.
A Duluth Minnesota based private foundation health plan called HealthShare was setup to provide coverage for self-employed and small business served 200-300 area families ( 800+people total I think) was recently told its plan did not meet Obamacare requirements and consequently decided to close its doors. Our monthly combined cost to employer/employee was only $130.
I was shocked to see that my premium next year will be almost triple what I’m paying now. Not only that, my specialist visit costs are up. and my prescription deductible is up 65%.
Today, our 62 year old son called us for help in finding a new Doctor for his wife’s mother, aged 90, who was refused care because she is on medicare!! That type of event could happen many times —- but not often be reported. People need to know.
Spent 3 hours comparing by existing BCBS high deductible HSA plan to comparable new ACA HSA compatible plans…. nothing exactly like my current one… all priced significantly higher (75% higher was the LOWEST comparable)…. if I change my current plan in ANY manner, it would be terminated and I would be forced to a new […]
