I paid zero out-of-pocket before Obamacare and they paid 80/20. After Obamacare, I have to pay 3000.00 out-of-pocket before they pay 80 /20 . So in other words, I have to pay $3000.00 dollars before my insurance pays 80 % of any bill and $ 6000.00 dollars before they pay 100 % of the bill. So lets do the math I pay $7500.00 to a insurance company and my employer says they pays $11000.00 to a insurance company which totals $18500.00 a year . which does not include the 3000.00 i have to pay before they pay a penny.
So let wrap this up . I pay $21,500.00 a year to get a yearly checkup and not get the medical stuff for a 50 year old and a 56 year old person. My mom died at 47 from cancer I have to be check for that cancer every 2 years I have not been check because I can’t afford the test and my wife does not want to got to the doc for her condition, because we have $6000.00 of medical bill that I have to pay for my wife condition.
Premium Before Obamacare: 225
Premium After Obamacare: 645