Prepaid premium 4 months, doctor stopped taking our insurance

We are in a small town with only one medical clinic. Wife retired as City Employee. City paid, as part of retirement benefits, our health insurance premium as well as a retirement check. Note: Health insurance premium is greater than retirement paycheck. December 2014, at an all-retirees meeting, City announced that increase in premiums due to Obamacare was more than city could handle and city would send us a check, we add to it, then pay our own health insurance. Insurance saw us as new enrollees, wanted 2 months premiums in advance. We paid 2 months, then city said they worked it out where city would pay towards our premium directly, we just pay the difference. Not enough to say that we are just prepaid, Insurance company said they wanted the difference sent in AGAIN, while they investigate the double payment. Now we get no retirement check, as that check didn’t cover the premium, we must come up with difference, and we are prepaid now 4 months, we cannot get a refund for the overpayment, and when wife went to doctor in Feb, we learned that our doctor no longer takes Blue Shield, because of Obamacare, and they will give no refund for our overpayment, and we have no insurance and we are a family not happy with Mr Obama. Thank you for giving me a platform to vent! In fairness, we are covered by health insurance, just not by any doctors that we know or who are in our geographic area.

Obamacare Impacts: