Rates on the rise, coverage on the decline, What? Individual named Tracy from Minnesota on October 10, 2013 BCBS said they would no longer provide health care for my children under my current policy and raised my rates for my wife and I. Obamacare Impacts: Employer Coverage Reduced or Eliminated, Insurance Premium Increase Premium Before Obamacare: 527.50 Premium After Obamacare: 653