my husband and I retired in 2016. We are not medicare age yet and knew we would be paying for health insurance, but had no idea our premiums for 2017 would be as outrageous as they are. The lowest cost plan available to us will exceed 18% of our income. The plan available has a […]
My wife and I recently retired at ages 60 and 61. Only married a year, our combined incomes pushed us just over receiving any subsidy. This year (2016) we had a terrible BCBS policy through the exchange with a 6500 deductible at $1150 per month. The bronze plan of course. For 2017 we just found […]
Prior to the ACA my health insurance was 370.00 a month. My wife’s premium was 350.00. We are both self employed. As of January 1, 2017 my premium will be $854.00. My wife’s premium will be $989.00. My plan is grandfathered. If I attempted to buy this policy with a $1000.00 deductible on the exchange […]
I have had health coverage through my husband’s workplace for 29 years (it’s no coincidence that I’ve been married for 29 years). Two weeks ago I got a notice from my husband’s employer that all spouses that are eligible for coverage through their own employer will be dropped from coverage. Let me tell you that […]
I am 67 years old and recently retired after 48 years with the same company. My wife is 58 years old. While I was working my employer sponsored health insurance for me and my wife was $277 per month or $3324 annually. My annual income before I retired was $103,000 and my wife did not […]
I am a widow with an 19 yr old and a 16 year old. The 19 year old is in secondary school and does not work in town, we have livestock and he helps on my farm. I was told can only apply for his own plan if he is either married or in the […]
Two years ago I switched jobs, employer offers insurance package thru Blue Cross. I pay approximately $10,800 in annual premiums, with a deductible for each my wife and I of $6,500. We did not qualify for Minn Care. With increasing health insurance costs, it is very tempting to drop coverage.
Insurance Update. As I’ve let everyone know, my family’s BlueCross BlueShield insurance plan that was supposed to be grandfathered under Obamacare ends on 12-31-2015. We met with our Insurance Agent November 4, 2015 and an inferior HSA qualified policy with a 400% higher deductible would cost our family nearly $30,000 (insurance+deductibles) annually out of pocket! […]
I am self-employed and consequently have been self-insured for years. Even though I’m far from wealthy I have always been responsible and never not been covered. I could always find an inexpensive policy to meet my needs be it short term, hospitalization only, or with a high deductible. I got my current policy just before […]
My insurance premium costs almost tripled as well as the deductible almost tripled. My choices in plans came down to about 3 due to the fact that either one or none of my doctors were on any of the other plans. I did not want to have to change one or any of my doctors […]
I resent that I am forced to participate in any of the healthcare exchanges and/or subsidies. I resent that my premium has more than quadrupled since this disaster of a president came into power and the republicans lost their spines and moral centers. I resent that any insurance I participate in now may be paying […]
I finally enrolled in Obama Care for 2 reasons: 1. Needed health insurance to receive medical assistance. 2. Fear of penalties for not having health insurance. Because I am considered to be in the low income class, I received a fair amount of tax credits & was able to pick a reasonable insurance @ a […]
My healthcare premium just skyrocketed for no apparent reason. Somebody tell me why a healthy person who has never smoked or had any heart or issues with cancer or any other diseases should have the government or the health insurance companies they are in bed with, say my monthly premium should be $855., –of which, […]
We enrolled for Obamacare as required by law in January 2014. Like most people we spoke with, our premium was higher for less coverage then we previously had on our own. I was pregnant in March so we were using the coverage every month for prenatal care. Five weeks before my scheduled c-section in November […]
My daughter and I both need epipens — the lifesaving medication used to prevent death from anaphylaxis due to severe allergies. This year our employer offered only high deductible plans. High or higher were the options. Premiums increased. Deductible skyrocketed. Plus we have to contribute several hundred dollars every pay period to the HSA account […]
My family and I are mostly healthy. We had a catestrophic-only plan that allowed us to contribute to an HSA in order to pay for routine healthcare, but any truly severe illness would be covered by our catestrophic plan. This plan cost us about $350 per month. After obamacare, that plan was declared illegal and […]
Amazing, I just received my 2016 Health insurance quote. 2015 $1,300 Month with $4 k deductible (Hard, Burt doable) 2016 increase of $868 per MOnth to $2,168 and Deductible increase to $13,500 (cannot do it!). This is crazy. They are forcing me not to work. ACA eliminated competition and escalated rates.
We could elect to spend the same amount in premiums that we paid prior to Obamacare and have catastrophic insurance, but as a health care provider who has spent 22 years tearing up my own body to care for others, this simply is no option.
Native of Minnesota my whole life. We were on Medical assistance in Mn for a family of 6. We made about 60,000.00 per year there. We moved to North Dakota for spouse’s employment. His new job did not provide employee sponsored group health plan because of it being “too expensive” for the employer. My husband […]
My husband is retiring at the end of the year. When we went to an insurance agent to get medical insurance we were told we have two choice’s either Cobra for 18 months or Obamacare. My husband’s employer will carry our heath insurance until he has retired. We were given plans from Obamacare with deductibles […]