My daughter and I both need epipens — the lifesaving medication used to prevent death from anaphylaxis due to severe allergies. This year our employer offered only high deductible plans. High or higher were the options. Premiums increased. Deductible skyrocketed. Plus we have to contribute several hundred dollars every pay period to the HSA account — and that still barely keeps up with medical bills (we have young children who are sick from September to May and chronic illnesses). Well, last year on an HMO plan our epipen cost about $30 and then with a coupon it cost us nothing out-of-pocket. This year, with a $6000 deductible to meet (which we haven’t yet) those same epipens cost $956. With a coupon that came down to $756. READ: Unaffordable.
Premium Before Obamacare: 262.00
Premium After Obamacare: 350.00