my husband and I retired in 2016. We are not medicare age yet and knew we would be paying for health insurance, but had no idea our premiums for 2017 would be as outrageous as they are. The lowest cost plan available to us will exceed 18% of our income. The plan available has a […]
coverage does not mean care
I have had health coverage through my husband’s workplace for 29 years (it’s no coincidence that I’ve been married for 29 years). Two weeks ago I got a notice from my husband’s employer that all spouses that are eligible for coverage through their own employer will be dropped from coverage. Let me tell you that […]
Retired at 67 but wife needed insurance
I am 67 years old and recently retired after 48 years with the same company. My wife is 58 years old. While I was working my employer sponsored health insurance for me and my wife was $277 per month or $3324 annually. My annual income before I retired was $103,000 and my wife did not […]
Widow with job with no benefits
I am a widow with an 19 yr old and a 16 year old. The 19 year old is in secondary school and does not work in town, we have livestock and he helps on my farm. I was told can only apply for his own plan if he is either married or in the […]
Higher premiums with higher deductible
Two years ago I switched jobs, employer offers insurance package thru Blue Cross. I pay approximately $10,800 in annual premiums, with a deductible for each my wife and I of $6,500. We did not qualify for Minn Care. With increasing health insurance costs, it is very tempting to drop coverage.
New Hampshire Hospital staff and salary cuts
I was in New Hampshire a few days ago. At a picnic a doctor’s husband said his wife has had a significant cut in salary, She is working more hours and making less money. The clinic she works in, which I think is related in some way to the local hospital is no longer making […]
Affordable Care Act made my insurance unaffordable.
Insurance Update. As I’ve let everyone know, my family’s BlueCross BlueShield insurance plan that was supposed to be grandfathered under Obamacare ends on 12-31-2015. We met with our Insurance Agent November 4, 2015 and an inferior HSA qualified policy with a 400% higher deductible would cost our family nearly $30,000 (insurance+deductibles) annually out of pocket! […]
Cost and deductibles almost tripled.
My insurance premium costs almost tripled as well as the deductible almost tripled. My choices in plans came down to about 3 due to the fact that either one or none of my doctors were on any of the other plans. I did not want to have to change one or any of my doctors […]
My insurance premiums more than quadrupled!
I resent that I am forced to participate in any of the healthcare exchanges and/or subsidies. I resent that my premium has more than quadrupled since this disaster of a president came into power and the republicans lost their spines and moral centers. I resent that any insurance I participate in now may be paying […]
I’m one of the 6% that Obama sold to the insurance co.
I finally enrolled in Obama Care for 2 reasons: 1. Needed health insurance to receive medical assistance. 2. Fear of penalties for not having health insurance. Because I am considered to be in the low income class, I received a fair amount of tax credits & was able to pick a reasonable insurance @ a […]
I’m 59 yrs old, self employed , and cannot save for retirement because of Obamacare.
My healthcare premium just skyrocketed for no apparent reason. Somebody tell me why a healthy person who has never smoked or had any heart or issues with cancer or any other diseases should have the government or the health insurance companies they are in bed with, say my monthly premium should be $855., –of which, […]
Lifesaving Epipen Unaffordable
My daughter and I both need epipens — the lifesaving medication used to prevent death from anaphylaxis due to severe allergies. This year our employer offered only high deductible plans. High or higher were the options. Premiums increased. Deductible skyrocketed. Plus we have to contribute several hundred dollars every pay period to the HSA account […]
Plan cancelled, premiums for new plan higher.
My family and I are mostly healthy. We had a catestrophic-only plan that allowed us to contribute to an HSA in order to pay for routine healthcare, but any truly severe illness would be covered by our catestrophic plan. This plan cost us about $350 per month. After obamacare, that plan was declared illegal and […]
67% rate increase 2015 to 2016 Plus Ded from $4 k to $13.5K
Amazing, I just received my 2016 Health insurance quote. 2015 $1,300 Month with $4 k deductible (Hard, Burt doable) 2016 increase of $868 per MOnth to $2,168 and Deductible increase to $13,500 (cannot do it!). This is crazy. They are forcing me not to work. ACA eliminated competition and escalated rates.
My huband is retiring only choice of insurance Obama Care
My husband is retiring at the end of the year. When we went to an insurance agent to get medical insurance we were told we have two choice’s either Cobra for 18 months or Obamacare. My husband’s employer will carry our heath insurance until he has retired. We were given plans from Obamacare with deductibles […]
Employer insurance covers minimum “preventative maintenance”, that’s ALL!
Actually my employer’s insurance does NOT EVEN COVER ALL PREVENTATIVE MAINTENANCE! I, at my age of 56, need a colonoscopy, THAT is not even covered, although, at my age, it is considered “preventative maintenance”. . . so pay all those premiums, FOR WHAT? Instead of paying ANY premiums AT ALL, I can pay my own […]
Had to go back to work to get my wife Heathcare Coverage!
I am 73 years old, on Medicare and SS. My wife is 62 years old, Real Estate agent. The RE market is bad, cannot afford to sign up for Healthcare. I was forced to go back to work with a company that has benefits. The point I’m trying to make is that to get my […]
Obamacare not providing care, transfers $billions to insurance companies?
Is it possible that an unintended outcome of Obamacare is that it has provided Americans with health insurance but not necessarily with healthcare and as a result is it possible Obamacare is transferring tens of $billions to insurance companies while providing little or no care? As a VITA volunteer, I have been helping low income […]
Insurance was taken away!
To begin with, I hardly make any money. I am a freelance writer, and that was my choice, so I don’t blame anyone for how little I make. However, I also believe in personal responsibility. So, I had my own insurance through Blue Cross/Blue Shield. It was not always easy, but I always kept up […]
Premium doubled & deductable increased.
I am a 60 year old single white male, non-smoker in excellent health. My employer-United AirLines, Houston, TX. Prior to January 1st 2014 (and for the previous 10 years), I had a “Build Your Own Plan” policy with “0” Deductable and 100% coverage-no Out Of Pocket. January 1st, 2014, (to “align” our corporate plans more […]