coverage does not mean care

I have had health coverage through my husband’s workplace for 29 years (it’s no coincidence that I’ve been married for 29 years). Two weeks ago I got a notice from my husband’s employer that all spouses that are eligible for coverage through their own employer will be dropped from coverage. Let me tell you that […]

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Cost and deductibles almost tripled.

My insurance premium costs almost tripled as well as the deductible almost tripled. My choices in plans came down to about 3 due to the fact that either one or none of my doctors were on any of the other plans. I did not want to have to change one or any of my doctors […]

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family of 6 without insurance…can’t get it now

Open enrollment at my current employer was end of oct-mid nov. I made my elections to be the same as last year, including my health coverage for me and my family through BCBS. As far as I knew all was well until I used my card on Feb.1st for my daughters seizure meds…denied. 1st called […]

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Lifesaving Epipen Unaffordable

My daughter and I both need epipens — the lifesaving medication used to prevent death from anaphylaxis due to severe allergies. This year our employer offered only high deductible plans. High or higher were the options. Premiums increased. Deductible skyrocketed. Plus we have to contribute several hundred dollars every pay period to the HSA account […]

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I was dropped from my wife’s insurance

I was dropped from my wife’s insurance which I had been on for 10 years or more. They just came out and told us that all spouses would be dropped because of Obamacare. I had to get insurance through my company which added about $340 to our cost of insurance. Our premiums went up about […]

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choices I can’t make coverage I don’t need

I am loosing my employer based coverage I have had for 38 years because my plan is called substandard . The obamacare plan including the subsidy , or tax that some other poor working person has to pay to support me . Is still so expensive that it is not worth paying for, when I […]

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Could not keep my current plan.

My employer could not “keep our current medical plan”. And Minnesota is not going to honor Unpresidential Obama’s “fix” to keep those previous plans. The changes resulted in horrible changes for me. I have Multiple Sclerosis and Coronary Artery Disease. I will now NOT be able to receive my MS medication nor 3 of my […]

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Less hours, Less pay…….more payout for insurance!

I was laid off in 2010 from a good paying job with benifits, found a parttime job with some benefits including some coverage of insurance for myself and my husband who is self-employed. We were making it work. Now the status of what a parttime and fulltime employee has been changed with the company that […]

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30% tax on employer sponsored healthcare, so it was dropped

In 2013 when my spouse’s employer was going to enroll in a new two-year health coverage plan, he was informed that OBAMACARE charges private employers a 30% penalty tax if they offer health coverage such as Medica or Healthpartners, etc. We were so happy before with this coverage…but with this new tax, his employer could […]

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250 families in area lose coverage

A Duluth Minnesota based private foundation health plan called HealthShare was setup to provide coverage for self-employed and small business served 200-300 area families ( 800+people total I think) was recently told its plan did not meet Obamacare requirements and consequently decided to close its doors. Our monthly combined cost to employer/employee was only $130.

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Texas resident with HSA health insurance that is no longer available

Spent 3 hours comparing by existing BCBS high deductible HSA plan to comparable new ACA HSA compatible plans…. nothing exactly like my current one… all priced significantly higher (75% higher was the LOWEST comparable)…. if I change my current plan in ANY manner, it would be terminated and I would be forced to a new […]

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Hours reduced and heath care canceled

My employer is no longer willing to work part time employees past 25 hours a week, meaning we all have to get a second job to pay bills. They’re also canceling heath care for part time workers because ACA means we should “be able to find it in the marketplace”. So, no more cheap & […]

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My plan is gone

My plan is no longer offered, my premiums are up, and I’m going to be paid less because I’m a doctor… Not to mention I have over $100,000 in debt. Thank you Obama.

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Employment hours reclassified

I work for a food service industry that serves a college in Mn. Our hours have been reclassified. Since we can really only work full time during school months, because summer as reduced hours due to low student enrollment. The company took that into consideration, and provided benefits- health care coverage, sick time and vacation […]

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