I moved to WI in 2001, and discovered what a bunch of great regulations protected me when I bought health care in MN. In WI, insurance companies could pick and choose what they wanted to cover. Pregnancy – nope. Let’s penalize people for being female. They refused to cover treatment or meds for allergies, asthma, hereditarily high cholesterol and other health issues. Nor did they cover my prescriptions. But I paid through the nose for this insurance. Then I got Stage 3C breast cancer at age 45, with 2 kids under the age of 8. My Insurance did save my life. But I was very relieved when the ACA came into effect. Some years, my premiums went down. Now, I pay about what I paid before, but for full coverage for all my health problems. I don’t know why people are so against it.