I was laid off in 2010 from a good paying job with benifits, found a parttime job with some benefits including some coverage of insurance for myself and my husband who is self-employed. We were making it work. Now the status of what a parttime and fulltime employee has been changed with the company that […]
I am retired but not of age for medicare. Employer droped retirement healthcare. I am type 2 diabetic, policy on exchange with prescription drugs equal to one I lost premiums went from 9600 to 14600, with deductible from 1500 to 6000, copay from 15 to 120. WHAT IS SO AFFORDABLE ABOUT THIS!!!!!!!!!
I am a 29 year old male with no children and I am used to about a 9% increase each year. No preexisting conditions or major medical problems. I only use it once every couple of years for a standard check-up and the premium went up 20% this time. Still not a huge jump like […]
In 2013 when my spouse’s employer was going to enroll in a new two-year health coverage plan, he was informed that OBAMACARE charges private employers a 30% penalty tax if they offer health coverage such as Medica or Healthpartners, etc. We were so happy before with this coverage…but with this new tax, his employer could […]
The owners sold the building I worked in and eliminated my job the next day.
A Duluth Minnesota based private foundation health plan called HealthShare was setup to provide coverage for self-employed and small business served 200-300 area families ( 800+people total I think) was recently told its plan did not meet Obamacare requirements and consequently decided to close its doors. Our monthly combined cost to employer/employee was only $130.
I was shocked to see that my premium next year will be almost triple what I’m paying now. Not only that, my specialist visit costs are up. and my prescription deductible is up 65%.
Today, our 62 year old son called us for help in finding a new Doctor for his wife’s mother, aged 90, who was refused care because she is on medicare!! That type of event could happen many times —- but not often be reported. People need to know.
Spent 3 hours comparing by existing BCBS high deductible HSA plan to comparable new ACA HSA compatible plans…. nothing exactly like my current one… all priced significantly higher (75% higher was the LOWEST comparable)…. if I change my current plan in ANY manner, it would be terminated and I would be forced to a new […]
My employer is no longer willing to work part time employees past 25 hours a week, meaning we all have to get a second job to pay bills. They’re also canceling heath care for part time workers because ACA means we should “be able to find it in the marketplace”. So, no more cheap & […]
I have a $9,000 deductible policy that would have been good until June 2014. With the affordable health care act that policy is canceled in Jan.2014, and replaced with a new one. Because I turn 60 before that it causes the premium to almost double. This will cause my insurance costs to go up by […]
Notified by Blue Cross Blue Shield that our current High Deductible Major Medical Plan, for use with HSA, will no longer be available, because it does not meet the requirements of ObamaCare. New comparable plan, that does meet requirements is available with a premium increase of $600/month!!! š $7200/yr more because of ObamaCare. Affordable Care […]
My policy with Humana increased and my care decreased
As a young middle class worker with family I’m sick to my stomach just from the extra costs we are being forced into, to provide my family with health insurance. I’m 36 years old, married have 18 year old in college and 2 young kids at home. I get a letter in the mail from […]
I am now required to carry dental coverage for my 4 and 2 year old (pediatrician for the latter does not think it is imperative that my little one needs a dental visit any time soon), the total of which is $600/yr. Without the coverage, I would be paying $150-300/yr in actual costs of dental […]
Just received a letter from Blue Cross Minnesota that our premiums will be increased by $4,056 for next year. Hey, but we now have, at the age of 61, maternity coverage and pediatric coverage with no deductible! We also get free birth control. WOW!!!
I paidĀ zero out-of-pocket before Obamacare and they paid 80/20.Ā After Obamacare, I have to pay 3000.00 out-of-pocket before they pay 80 /20 .Ā So in other words, I have to pay $3000.00 dollars before my insurance pays 80 % of any bill and $ 6000.00 dollars before they pay 100 % of the bill.Ā So […]
I am self-employed, watch my weight and go to the gym on a regular basis. This week I got a letter from my private insurance carrier specifically attributing my premium increase “due to changes in federal law” and federal coverage requirements that I neither want nor need — such as “women’s health services”, “mental and […]
I am employed by small company of 15 people including owners. Been employed there for 25 years. We had an ultra-premium health insurance plan. It is what the owners wanted.Ā Health Insurance Company contacts one owner October 3, 2013 and said our company health insurance plan will not be renewed when it expires February 2014. […]
We were told by our company that due to changes in the health care law there was a $340,00.00 increase in cost to our company from our health care provider (CIGNA) . This costs me $96 more per month (26% increase) so now I will have to drop contributions to my 401K plan – I […]
