Because of circumstances that I have no control over, I get government aid and am on Medicaid. Only it’s not Straight or Fee-For-Service Medicaid. It’s the privatized Medicaid aka, Medicaid Managed Care(HMO). Problem with this over Straight Medicaid, is Medicaid Managed Care/HMO, is restrictive, healthcare is rationed and a PCP(Primary Care Provider) have to be […]
Post COBRA purchased an individual plan for 2014 at a reasonable rate. (No preexisting conditions.) The new ACA compliant plan is about 300% higher. They said they do not offer any non-compliant plans. I understand there are only a couple of holes in the law. 1. Specific disease / malady insurance you can buy. Cheap […]
I am loosing my employer based coverage I have had for 38 years because my plan is called substandard . The obamacare plan including the subsidy , or tax that some other poor working person has to pay to support me . Is still so expensive that it is not worth paying for, when I […]
My employer could not “keep our current medical plan”. And Minnesota is not going to honor Unpresidential Obama’s “fix” to keep those previous plans. The changes resulted in horrible changes for me. I have Multiple Sclerosis and Coronary Artery Disease. I will now NOT be able to receive my MS medication nor 3 of my […]
Policy done 1/1/2014 After having one for 30 years
Just got my 2014 healthcare package details this week. It includes a 73% increase in premium contribution, $600 deductible increase, and $2,000 increase in out of pocket maximum. My current plan option was discontinued so I could not “keep my plan” even though I was completely satisfied with it. Now I am hoping my current […]
Received notice that my medicare advantage plan is discontinued. New plan is 400% higher premium and my prescription drugs no longer covered – one of which is near $400/month. I am on Social Security. The lesson premium plan doesn’t cover drugs. The drug plans don’t cover my prescription drugs. I am basically without insurance now […]
I am unable to keep my current plan. I am forced to purchase Maternity and newborn care. I am 63 and obviously I do not need that service. I am also mandated to purchase mental and chemical health services. I do not have need for these services either. I am mandated to purchase dental coverage […]
I am retired but not of age for medicare. Employer droped retirement healthcare. I am type 2 diabetic, policy on exchange with prescription drugs equal to one I lost premiums went from 9600 to 14600, with deductible from 1500 to 6000, copay from 15 to 120. WHAT IS SO AFFORDABLE ABOUT THIS!!!!!!!!!
I am a 29 year old male with no children and I am used to about a 9% increase each year. No preexisting conditions or major medical problems. I only use it once every couple of years for a standard check-up and the premium went up 20% this time. Still not a huge jump like […]
Today, our 62 year old son called us for help in finding a new Doctor for his wife’s mother, aged 90, who was refused care because she is on medicare!! That type of event could happen many times —- but not often be reported. People need to know.
Spent 3 hours comparing by existing BCBS high deductible HSA plan to comparable new ACA HSA compatible plans…. nothing exactly like my current one… all priced significantly higher (75% higher was the LOWEST comparable)…. if I change my current plan in ANY manner, it would be terminated and I would be forced to a new […]
My policy with Humana increased and my care decreased
My plan is no longer offered, my premiums are up, and I’m going to be paid less because I’m a doctor… Not to mention I have over $100,000 in debt. Thank you Obama.
I paid zero out-of-pocket before Obamacare and they paid 80/20. After Obamacare, I have to pay 3000.00 out-of-pocket before they pay 80 /20 . So in other words, I have to pay $3000.00 dollars before my insurance pays 80 % of any bill and $ 6000.00 dollars before they pay 100 % of the bill. So […]
I am employed by small company of 15 people including owners. Been employed there for 25 years. We had an ultra-premium health insurance plan. It is what the owners wanted. Health Insurance Company contacts one owner October 3, 2013 and said our company health insurance plan will not be renewed when it expires February 2014. […]
This President does not know what he is doing to this United States. That’s how he got the Democrats – he bought votes to get the Democrats to vote for this rotten Obamacare, The Congress and the Senate should be ashamed of this President.
I am self-employed and do not have coverage through an employer. I haven’t read through all the details yet but the health care coverage I could afford (higher out-of-pocket) is no longer available. I am now forced to take a “better” plan with a lower out-of-pocket but a higher price tag that apparently someone else […]
I am the benefits administrator for the small business I work for. Our premiums increased by 25% this year. We are a low risk group and generally see increases between 5-10% annually. I was informed by our insurance provider, they can no longer take risk into consideration when calculating premiums (part of the new law). […]
Just received a letter from my health care insurance provider. They are getting out of the health insurance business altogether. Their letter states “*.* has made the difficult decision to withdraw from the major medical health business in all existing markets . . . and will cancel all existing individual major medical policies.” I’m STUNNED!!! […]
