Retired at 67 but wife needed insurance

I am 67 years old and recently retired after 48 years with the same company. My wife is 58 years old. While I was working my employer sponsored health insurance for me and my wife was $277 per month or $3324 annually. My annual income before I retired was $103,000 and my wife did not […]

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Widow with job with no benefits

I am a widow with an 19 yr old and a 16 year old. The 19 year old is in secondary school and does not work in town, we have livestock and he helps on my farm. I was told can only apply for his own plan if he is either married or in the […]

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Higher premiums with higher deductible

Two years ago I switched jobs, employer offers insurance package thru Blue Cross. I pay approximately $10,800 in annual premiums, with a deductible for each my wife and I of $6,500. We did not qualify for Minn Care. With increasing health insurance costs, it is very tempting to drop coverage.

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Cost and deductibles almost tripled.

My insurance premium costs almost tripled as well as the deductible almost tripled. My choices in plans came down to about 3 due to the fact that either one or none of my doctors were on any of the other plans. I did not want to have to change one or any of my doctors […]

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My insurance premiums more than quadrupled!

I resent that I am forced to participate in any of the healthcare exchanges and/or subsidies. I resent that my premium has more than quadrupled since this disaster of a president came into power and the republicans lost their spines and moral centers. I resent that any insurance I participate in now may be paying […]

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I’m one of the 6% that Obama sold to the insurance co.

I finally enrolled in Obama Care for 2 reasons: 1. Needed health insurance to receive medical assistance. 2. Fear of penalties for not having health insurance. Because I am considered to be in the low income class, I received a fair amount of tax credits & was able to pick a reasonable insurance @ a […]

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Skewered–this is a tax!

Native of Minnesota my whole life. We were on Medical assistance in Mn for a family of 6. We made about 60,000.00 per year there. We moved to North Dakota for spouse’s employment. His new job did not provide employee sponsored group health plan because of it being “too expensive” for the employer. My husband […]

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My huband is retiring only choice of insurance Obama Care

My husband is retiring at the end of the year. When we went to an insurance agent to get medical insurance we were told we have two choice’s either Cobra for 18 months or Obamacare. My husband’s employer will carry our heath insurance until he has retired. We were given plans from Obamacare with deductibles […]

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Premium doubled & deductable increased.

I am a 60 year old single white male, non-smoker in excellent health. My employer-United AirLines, Houston, TX. Prior to January 1st 2014 (and for the previous 10 years), I had a “Build Your Own Plan” policy with “0” Deductable and 100% coverage-no Out Of Pocket. January 1st, 2014, (to “align” our corporate plans more […]

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I lost my job and coverage and the plan we have to buy is exorbitant!

This is from the letter I sent to my congressional representative: Subject: Repeal of ObamaCare Dear Congressman Brooks, Health care insurance is something that, thankfully, my family and I have not historically had to worry too much about. Our health care has normally been provided by or heavily subsidized by my employer. However, due essentially […]

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We are handicapped by drug formularies.

We are having medications denied that were previously authorized. We are being advised that we have to try three other drugs before they will authorize the drug that the prescription was written for. They are not taking into consideration that our medical records reflect the fact that we have taken these drugs before we found […]

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Health Care Premium more than doubles

My husband and I are in our 50’s and in good health. We own our own business and have individual health insurance. The policy we had before ObamaCare was a HSA catastrophic plan through BCBS. Our deductible was $10,000 for the family. Our new policy through BCBS has more than doubled and our deductible is […]

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choices I can’t make coverage I don’t need

I am loosing my employer based coverage I have had for 38 years because my plan is called substandard . The obamacare plan including the subsidy , or tax that some other poor working person has to pay to support me . Is still so expensive that it is not worth paying for, when I […]

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Obama Care no longer allows good experience to hold down cost.

Under Obama Care, no longer can insurance companies price their policies based on prior experience. Like the old goal of Communism, everybody pays the same, whether they strive to be healthy, or smoke 3 packs a day and overeat to the point they are obese. Our 32 employees have tended to be healthy with one […]

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Could not keep my current plan.

My employer could not “keep our current medical plan”. And Minnesota is not going to honor Unpresidential Obama’s “fix” to keep those previous plans. The changes resulted in horrible changes for me. I have Multiple Sclerosis and Coronary Artery Disease. I will now NOT be able to receive my MS medication nor 3 of my […]

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Dramatic increase in my premium

I wanted to pass on this information on to a news source in hopes that you can do something with it. My name is Jonathan Gerster and my wife and I live in Eagan, MN. I recently bought health care insurance this past October from Health Partners hoping that my wife and I could find […]

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My Rx’s not covered new premium 400% higher

Received notice that my medicare advantage plan is discontinued. New plan is 400% higher premium and my prescription drugs no longer covered – one of which is near $400/month. I am on Social Security. The lesson premium plan doesn’t cover drugs. The drug plans don’t cover my prescription drugs. I am basically without insurance now […]

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Forced to purchase benefits I will never use.

I am unable to keep my current plan. I am forced to purchase Maternity and newborn care. I am 63 and obviously I do not need that service. I am also mandated to purchase mental and chemical health services. I do not have need for these services either. I am mandated to purchase dental coverage […]

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