Changed jobs to avoid un-insured tax penalty

Ironically I work as a registered nurse but I don’t have health insurance. The company I worked for required a minimum of 80 hours in 30 days to be eligible for health insurance. In the two years I’ve worked for them, I’ve had one month where I worked enough hours to be eligible. Now with […]

Headaches, higher premiums, additional administration & implementation costs

I am the benefits administrator for the small business I work for. Our premiums increased by 25% this year. We are a low risk group and generally see increases between 5-10% annually. I was informed by our insurance provider, they can no longer take risk into consideration when calculating premiums (part of the new law). […]

Obama Care, deciding factor to move company out of U.S.

Rising health care costs were the major benefits package hangup. However once Obama care was passed the company decided it would have to move its manufacturing facilities outside the U.S. to keep its product prices in line with its competitors. Our facility was closed, machinery was shipping off to Mexico and 2 production plants built […]

Pre-existing condition, lower rates

My cousin, Dan, who was without insurance since he suffered a brain aneurism a number of years ago, lost his job because of the effects of surgery now needs cataract surgery. He came to me in tears saying he couldn’t get insurance because of a pre-existing condition. I advised him that the condition could not […]

Monthly Health Care Premium skyrockets in price!

Thanks to Obamacare, my wife’s monthly premium went up 42%. The Affordable Care Act is anything but. With no change in my wife’s health and only an increase in age of six months, my wife’s premium skyrocketed from $244.50 per month to $347.00. It’s time for the President to be honest with the American People […]

Even Europe is laughing at us!

I lost a wonderful job, with great pay, after first losing all benefits of health care. At this time, I have no health care, and have not been able to find a full time job that offers any benefits whatsoever. Every employer is very careful to make sure a 30 hour work week is all […]

Promised $2,500 reduction, got $2,500 increase

In 2013, I paid $3,600 for a BC/BS policy that cost a total of $17,600 for my family of four. My employer paid $14,000, or about 80% of the annual premium. Next year, my plan with BC/BS will cost me $6,100, and my employer will pay $24,400 (assuming the company still covers 80% of the […]

Lost coverage!

Just received a letter from my health care insurance provider. They are getting out of the health insurance business altogether. Their letter states “*.* has made the difficult decision to withdraw from the major medical health business in all existing markets . . . and will cancel all existing individual major medical policies.” I’m STUNNED!!! […]

Premium more than doubles, as does my annual out of pocket maximum!

Under the new health care mandate – the insurance company, following the law, has double my premiums as well as my out of pocket maximum. I have less options – just the listed bronze, silver and gold plans. I also – if I go through MNsure have less of a network of places I can […]

Losing current plan, cannot afford new one

I’m retired, but still 10 years away from being Medicare eligible, so I pay for my own health insurance from the only income I have, which is my pension. The day before the Obamacare launch, I received a letter from my current health insurance company telling me that my current plan was being eliminated. The […]

Omama care is higher for those who have some income

It is is more expensive that employer offer because of this those who worked and are looking for an alternative, this is not a choice. Even for those who have unemployment benefits, it is not a choice

Can’t keep Doc, less coverage, HUGE premium jump :(

I am both an Insurance adviser as well as an insurance consumer. As an adviser, I work for my clients…NOT the insurance companies. This is very conflicting as from a purely selfish standpoint, I stand to benefit with this Forced enrollment and tax payer handouts. (I still get paid on every one of these policies) […]

Decreased my insurance costs

I was able to receive health care at a reasonable cost for the first time in my life. I am a small business owner with one employee. We were not able to have health insurance until this. Looking at the sites, I will easily be able to supply not only myself, but my employee with […]

Employment hours reclassified

I work for a food service industry that serves a college in Mn. Our hours have been reclassified. Since we can really only work full time during school months, because summer as reduced hours due to low student enrollment. The company took that into consideration, and provided benefits- health care coverage, sick time and vacation […]

Lower income harmed the most

This is not mine, but my daughter’s story. She is a single mother of twins that is in a just above minimum wage job that has a brighter future than her years of restaurant work. She gets a small amount of state aid and a smaller still amount of child support that is now almost […]

BCBS forced to use smaller pool of insureds to determine risk

I called BCBS of MN on 10/9/13 to ask why the premium for my grandfathered in plan (which is not subject to many of the regulations of Obamacare) went up. I was told by Keng that Obamacare does not allow them to assess risk and determine premiums based on their entire pool of insureds. They […]